By Daniel Angenscheidt | Bricksave
February 17, 2025
News > Blog Article > What happens when your investment term …
If you've been investing with Bricksave for a while, you may have an investment approaching the end of its two- or four-year term. So, what happens next? Understanding this process can help you plan ahead and make informed decisions about your investments.
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Around six months before your investment period ends, we’ll notify you that we’re preparing to sell your property. This advance notice ensures you have ample time to understand your options and the next steps. At this stage, we begin evaluating the property’s condition to determine if any repairs or renovations are necessary. If the property remains in excellent condition, we proceed with the sale outright.
If the property is currently tenanted, we assess whether selling it with a tenant in place or as a vacant unit would be more beneficial for you. This decision depends on multiple factors, including market conditions, the demand from potential buyers, and prevailing market prices. Selling a tenanted property can be attractive to investors looking for immediate rental income, while a vacant property may appeal to buyers seeking to occupy it themselves. Our primary objective is to secure the best possible deal for you while ensuring a smooth transition for any existing tenants.
Your earnings don’t stop the moment the investment term ends. If you own a whole property, you may have the option to extend your investment for another year, giving you continued rental income while the market evolves.
While we aim to have the property sold by the time the term concludes, external market conditions may impact the timeline. In the meantime, you continue earning rental returns while we seek the right offer. This process often involves rejecting lower-than-expected offers that don’t align with our valuation. It’s important to distinguish seller’s costs from the net amount we aim to secure from the sale. These costs include legal fees, agent commissions, and other transaction expenses, all of which are factored into the final sale calculations.
Transparency is key throughout this process. Once the property is sold, we provide a detailed breakdown of all financials via email and a notification on your Investor Dashboard, so you can clearly see your returns and the costs involved in the transaction.
Once we secure a suitable offer, the buyer’s payment is sent to a title company responsible for managing the closing process. These funds are typically held for two to three business days while standard checks are completed, though this timeline can vary depending on external factors beyond our control. Some transactions may take longer due to regulatory requirements, bank processing times, or additional due diligence from the buyer’s side.
Meanwhile, our internal teams begin reconciliation processes to ensure accurate calculations of all earnings and outgoings throughout the investment term. This process involves coordination across four different teams, ensuring every aspect of the investment, from rental yields to sale proceeds, is correctly accounted for.
The reconciliation process can take anywhere from 15 to 30 days, depending on the sale date and the complexity of the transaction. Typically, final reconciliations are completed by the end of the nearest calendar month, provided we have at least 15 days to process them. This ensures accuracy in the final payout calculations. Once everything is finalised, we distribute your investment returns accordingly, providing you with a detailed report of your earnings.
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The end of your investment term marks the transition from rental income to capital appreciation. Our structured approach ensures that you continue earning returns while we secure the best possible sale outcome. With transparent communication, careful market evaluation, and a meticulous reconciliation process, we strive to make this final stage as easy and rewarding as possible for our investors. Whether you choose to reinvest or withdraw your returns, we’re here to support you every step of the way.
Investing carries risks, including loss of capital and illiquidity. Please read our Risk Warning before investing.
