Crowdfunding is the practice of bringing together multiple investors and pooling their investments in order to fund larger investments or projects.
Real Estate crowdfunding allows finance to be collectively raised from several investors to fund the purchase or construction of a property. Each investor owns a percentage share of the property depending on the amount invested.
Bricksave is a real estate crowdfunding platform designed to make investing in institutional grade investment properties around the world simple and accessible for everyone.
With Bricksave, capital for multiple properties can be raised quickly and investors can get instant access to the global real estate market with smaller investment amounts. Investors collectively fund the purchase of property on a buy-to-let basis while the due diligence and legal administration is taken care of by Bricksave.
Investor returns are then generated from rental income. In addition, capital interest can accrue over the lifetime of the property, and these gains are then returned to the investors once the property is sold.
We don’t charge an up-front fee, success fees or additional fees for investing with Bricksave, the sum you invest is exactly the sum that will be invested.
Bricksave have a structuring fee built into each property investment, like an estate agent. This is included in the investment structure and accounted for before calculating investors returns. This means that investors receive all of the calculated returns from the property without us charging a fee on top.
There is an additional ongoing property management fee that covers on the ground management and reporting costs for each property. This fee is also built into the investment structure and taken from the profits, not charged to the investor.
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Bricksave offers real estate investments in residential real estate projects around the world. Investors collectively fund the purchase of property and returns are generated from rental income. Property values may also appreciate over the lifetime of the investment. These gains are then returned to the investors once the property is sold.
Read more about real estate crowdfunding
Investors on the Bricksave platform collectively fund the purchase of each property through a unique registered company or special purpose vehicle (SPV). Investors own a % share of the company (SPV) depending on the amount invested. Structures can differ for each and every property and depending on country regulations and each company (SPV) owns the property through a local LLC.
Each investment is specific to the property and the company (SPV) that owns the property. Rental returns are passed to the investors after relevant costs. After four years, or after annual returns exceed 20%, the property is sold, returns and profits are shared between the investors.
Each investment in a property on the platform is made via the purchase of shares in a special purpose vehicle which is a registered Company, created for the sole purpose of purchasing the designated property.
Investors have the option to re-invest their original investment and profits to other properties. Investment returns are credited directly into client wallets every month. Clients can then invest whatever is in their wallet, whenever they want.
Monthly and annual rental returns are generated and distributed to investors equivalent to the proportion of the property owned.
Dividends are calculated as the Gross Rent collected from tenants, minus property-related costs (such as management fees, insurance, maintenance and taxes). Rental dividends are returned to investors on a monthly and annual basis to their member account.
Additional capital gains from the sale of the property are returned at the end of the investment.
Yes, entire property purchases are available through the Bricksave platform. Please contact one of our sales team directly on [email protected] or +44 (0)20 4566 9317
Not yet. We are working on an automated auto-invest function. At the moment you can re-invest your returns, through your digital wallet, in other properties.
Bricksave is responsible for the ongoing management and administration of the property throughout the lifetime of the investment. From fees and insurance to property maintenance, everything is taken care of until your returns are complete and the investment period is finished.
Wherever possible, but not always. We try to ensure there a tenant is in place before the property is purchased so that investors receive returns as soon as they invest.
The Bricksave global and local management teams oversee the running of all properties and ensure all property maintenance and repairs are solved quickly and efficiently.
Yes, Bricksave build-in annual maintenance costs before calculating all returns. There is an additional maintenance reserve fund set aside for unexpected damages or repairs.
No, the rental income depends on market rates, local demand and other external factors.
Bricksave negotiate the best rental rates possible and mitigate risk for investment returns wherever possible.
Rental returns are automatically credited, monthly, directly to investors' Digital Wallets. Investors then have the option to withdraw funds to a bank account they have registered in their Investor Dashboard.
Returns are calculated after all taxes, fees, management costs, insurance and other relevant expenses are deducted.
Yes, the investors have 100% of the economic rights over a property. All returns after expenses will be paid to the investors.
Properties that take longer than expected to be sold will continue to receive any rental returns generated from the investment.
Yes, each investor is provided with a confirmation of ownership certificate and a share certificate confirming ownership percentage of each project.
Yes. If a property is not fully funded we offer all crowdfunders the chance to transfer their investment to a different property or to receive a full refund on their investment.
Opening an account is easy. Register here and in just four simple steps, you can start investing with us.
As with any investment, we follow necessary KYC and AML procedures. These are internationally recognised payment requirements and are needed before processing your funds.
KYC and AML require completion of a registration form including, date of birth, address, nationality and to upload one identification document (passport, national ID, driving license) and confirm that you are not a politically exposed person (PEP).
It takes a maximum of 48 hours to process these checks. Once the ID verification email is received, you can start your first investment.
Investments are usually accepted via Bank Transfer. This can vary from property to property.
Bricksave does not charge investors any fees on their payments. Your investment will be equal to the exact amount received in the relevant currency of each project. Transactions are subject to bank transfer fees which can be seen below.
Card payments incur a 2.8% charge on transactions (this is capped at US$150).
Funds are received by a UK and US regulated payments company, Wise.
Wise receives the funds on Bricksave's behalf until the property has been fully funded.
Once the property has been fully funded, funds are then transferred to a dedicated Entity account so that the purchase of the property can be completed.
We cannot guarantee the time taken to close a property. It can take a maximum of three months and some properties have closed within 72 hours.
Investors start receiving their investment returns immediately when a property starts generating rental returns.
Each investor account has a dashboard accessible through a login. The dashboard will provide news and updates on the properties, Dividends Received, Forecast Dividends, Property valuations and Total Returns generated.
Exit is through sale of the property after four years.
Bricksave will put the property on the market for sale under the following conditions:
(i) The property is inspected and valued by an independent Chartered Surveyor with reference to factors such as recent transactions and the condition of the property, adjusted for any potential liabilities that the LLC may have, such as taxation.
(ii) Once the property sale has completed investors will receive the dividend relevant to their share in the property.
Bricksave will manage and administer this entire sale process in the interests of the investor to maximise returns for investors. Third-party costs, such as legal fees, will be deducted prior to profits being distributed.
Typically, the sales process is between 1-3 months. However, there is no guarantee of this as the sale could take longer.
Monthly and annual rental returns are generated and distributed to investors equivalent to the proportion of the property owned as dividends.
Rental returns are paid to investors on a monthly basis to their digital wallets on their Bricksave account. Any additional capital gains from the sale of the property are paid at the end of the investment.
Dividends are calculated as the Gross Rent collected from tenants, minus property-related costs (such as management fees, insurance, maintenance and taxes).
Returns on properties will start 60 days after the property has been funded on the site.
The investors will first see their returns on their dashboard 90 days after the property has been funded.
Returns are accrued monthly and paid to investors monthly from the date that each project is closed.
Third-party costs, such as legal fees and taxes, will be deducted prior to returns being distributed.
You can withdraw funds from your Bricksave account anytime you want. Returns accrued are applied to your Bricksave wallet, similar to interest in a bank account, and can be withdrawn or re-invested at any time via the Investor Dashboard.
All payments are in the investment currency and your bank will convert the amounts at their specified exchange rate.
Once the investment has closed and dividends paid, investor authentication may be required. Eg. Bank statement.
Please note that charges may be applied to withdrawals. These charges are solely at the cost of the investor.
No, investors will not have to contribute further capital. All costs including bills and fees are funded from the Gross Rent. The risks of most large unexpected costs (such as flood or fire) are mitigated through property insurance.
Certain other costs, such as roof maintenance, are also forecasted and communicated via our website to investors at the point of investment. To deal with this we either (i) raise a work provision during initial crowdfunding or (ii) set aside a certain amount of Gross Rent.
Real estate investments are illiquid, and it may not be possible to sell on your investment before the end of the term.
Bricksave is intended for investors who have a maximum term of approximately four years.
However, we have adopted a liquidity plan where, although not guaranteed, investors may have a chance to obtain liquidity on their investment by offering it, privately through the platform, to people who would be interested to purchase their shares.
Bricksave provide a summary each year stating investor returns and these will be automatically uploaded to your dashboard for investors to access.
Bricksave do not offer any tax advice and each investor is responsible for their own tax declarations and payments.
You can edit your details, including password, from within the ‘profile’ section of your account.
Click here to change your account details.
Yes. When logging in, click Forgot your password
We will send you a link to your registered email address with steps on how to create a new one.
Investing in real estate is not risk-free and your capital is therefore not guaranteed.
Bricksave does what it can to mitigate the level of risk to our investors, however returns are not guaranteed.
Each property investment is separately organised from the assets and liabilities of Bricksave, as well as any other property investments on the platform.
If Bricksave were to fall into financial distress an alternative manager could be appointed to continue management of the assets in accordance with the terms of investment.
Any funds that are held in your account, but not yet invested in an asset, are held in a segregated client monies account held by a third-party provider in accordance with standard banking compliance, regulatory and security rules.
To contact us with any questions, comments or feedback would like to hear from you. Contact us though one of the methods below:
We take complaints very seriously. Please send an email to [email protected] explaining the nature of your complaint and one of our senior management team will contact you directly.
Alternatively, you can use the form on our Complaints page.
Your privacy is very important to us. We’ve set out how your data is used in full in our privacy policy.
No. Bricksave, or Bricksave affiliates are not permitted to make any recommendations, solicit any offers to buy or sell any securities, or provide any investment advice.
Bricksave advises you to conduct your own legal, accounting or other due diligence review and to obtain investment and tax advice from your advisers before deciding to invest. You are solely responsible for conducting any legal, accounting or other due diligence review and should obtain investment and tax advice from your advisers before deciding to invest. Our support team does not make any recommendations, solicit any offers to buy or sell any securities, or provide any investment advice.
Our support team is dedicated to providing registered users with as much information as possible for their current and potential investments.
We provide certain information to our registered users for investments offered on our platform to assist them in making an informed investment decision.
We also provide a client dashboard that includes information such as annual and monthly financial reports, project and market updates, videos and photos and relevant legal documents for each investment.
If you have any questions feel free to call us on +44 (0)20 4566 9317 or email us at [email protected].
Bricksave has partnered with operators in an effort to generate as much value as possible for each of its investment opportunities.
Our partners who support our initiative are listed on our partners page.
Bricksave has no required reporting obligations, however we seek to provide you with up to date information on each of your investments.
The investor dashboard is where all investment information can be found including financial statements and investment updates including financial forecasts and returns information. More information on project reporting can be found in the offering documents for each investment.
Investing in real estate is not risk-free and your capital is therefore not guaranteed.
Bricksave does what it can to mitigate the level of risk to our investors, however returns are not guaranteed.
Bricksave advises you to conduct your own legal, accounting or other due diligence review and to obtain investment and tax advice from your advisers before deciding to invest. You are solely responsible for conducting any legal, accounting or other due diligence review and should obtain investment and tax advice from your advisers before deciding to invest. Our support team does not make any recommendations, solicit any offers to buy or sell any securities, or provide any investment advice.
Each investment offered through Bricksave is secured by the equity interests, direct or indirect, in the underlying real estate. Prior to acquiring a property, investors’ contributions are held in escrow until Bricksave have raised enough capital to close on the property. This ensures that your investment is always secured by the underlying asset that you’re investing in. The details of this escrow arrangement are explained in the offering documents for each investment.
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